Travelling is one activity that every individual must undertake at one time or the other; it does not matter what the purpose of travel is, or whether the travel is local or international. A lot of people actually look forward to travelling to other parts of the world for various reasons and purposes, including but not limited to business, tourism, vacation, pilgrimage, education and for medical attention.
The euphoria to travel outside of one’s domain usually comes with a lot of preparations, and more often than not, a great deal of resources are deployed to ensure that the travel is actually takes place; and these include acquisition of an international Tour Phan Thiet 3 ngay 2 dem passport, medical tests (where applicable), expensive visa processing fees, flight booking and hotel reservation.
A lot of people will do anything and everything just to actualise their international travel ambition. And to be very candid here, international travel is actually fun and something to look forward to. Travelling, especially international travels, is a form of education for the travellers as they have an opportunity to see new environments, meet new people, and learn how things are done elsewhere.
International travel affords the traveller a lot of opportunities irrespective of their original purpose of travel. These include business opportunities, educational opportunities, employment opportunities and even marital opportunities. Unfortunately, however, it is only these and many other opportunities that these (would-be) travellers see. They seem to be ignorant or care less about risks that are embedded in international travels, so they don’t take any steps towards mitigating such risks.
At this juncture, you may be tempted to ask the question: “What are those risks that are associated with international travels?” Very good question. Just read on, as most of those risks are discussed in the following paragraphs.
Risks Associated with International Travels
As interesting, fun, enjoyable, profitable and educative as international travels may be, they also come with their own downsides – the risks – just as every other thing in life. And very fortunately for travellers, most of these risks can be transferred to professional travel insurance providers, by way of buying a travel insurance – also referred to as “travel health insurance” or “travel medical insurance”.
These international travel risks are many and varied, and they include, but not limited to:
- Sudden illness in the country of destination requiring urgent medical attention and/or hospitalization.
- Involvement in an accident leading to bodily injuries, temporary or permanent disability, or death
- Loss of checked-in baggage
- Loss of valuable items such as international passport, drivers’ licence, national identity card, etc.
- Personal liabilities abroad
- Emergency dental cases
- Arrest by law enforcement agencies requiring bail and legal defence
Another question that may be asked at this juncture is: “Do travel insurance policies cover all the above-mentioned risks?” And the answer is a big YES, and so much more.
Covers and Benefits Provided by Major Travel Insurance Policies
Below is a list of most of the covers and benefits provided by travel insurance policies – depending on the providers. So the next time you buy a travel insurance policy, look out for these covers and benefits.
- Medical Expenses and hospitalization abroad
- Emergency Medical Evacuation
- Repatriation after treatment
- Emergency dental care
- Repatriation of family member travelling with the insured
- Travel of one Immediate Family Member
- Emergency Return Home following Death of Close Relative
- Repatriation of Mortal Remains
- Medical Assistance
- Legal Assistance
- Pre-Departure Services
- International General Assistance
- Abroad Information Assistance about lost Luggage and Passport,
- Delivery of Medicines
- Legal Defence
- Advance of Bail Bond
- Hijacking in means of Public Transport
- Loss of Passport, driving license, national identity card abroad
- Compensation for in-flight loss of checked-in baggage
- Compensation for delay in the arrival of luggage
- Delayed Departure
- Location and forwarding of baggage and personal effects.
- Accidental Death
- Permanent Disability
- Personal Civil Liability
- Trip Cancellation Expenses